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Home Buyers Checklist For Day of Closing
Dated: October 9 2020
Here are some surefire ways to ensure you are properly prepared for your closing date!
Understand the Closing Process (video) before you enter closing negotiations, it is crucial to fully understand the process. When you know what to expect, you can ask the appropriate questions and clarify anything that may be confusing. This also ensures that all parties are kept in the loop. Human error is natural, but forgotten details can lead to delayed or canceled home sales.
For this reason, it is important that you do the following:
- Speak with the professionals who represent the home seller. Ask them what you should expect.
- Identify and gather all the documents that should be brought to closing negotiations.
- A check. The loan documents should spell out the amount that you are required to bring to the closing. You may also need to certify the check so that the lender will accept it. You may have the option to wire transfer the funds, but this can take longer and delay closing
- Copy of your photo ID
- Homeowners insurance policy
- Good faith estimate
- Loan documents
Click here for (What Are The Transaction Documents At Closing?)
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