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Teachers are you facing challenges when it comes to down payment?
Dated: January 25 2019
The Nevada Housing Division’s “Home is Possible for Teachers” program offers free money to low and middle income homebuyers who can afford a monthly mortgage payment, but may face challenges when it comes to securing a down payment and closing costs.
Teachers: Take the smart way home.
Teachers make it their life’s work to educate young minds.
To show our appreciation, we've created Home Is Possible For Teachers. This homebuyer program is like extra credit for teachers who help make Nevada a great place to live.
Check out the program benefits and requirements.
$10,000 in bonus money
Usable for down payment and closing costs,
Forgivable after five years (if you stay in your home)
Below-market fixed interest rate 30-year loan
Statewide program No first-time homebuyer requirement.
Can be combined with the Mortgage Credit Certificate (MCC) program with program fees discounted
Must be a licensed full-time K-12 public school teacher in Nevada
Qualifying income below $98,500
Home price below $400,000
Credit score of 660 Government insured loans only (no conventional loans)
Teacher must live in home as primary residence
Homebuyer education course required Must meet standard underwriting requirements One-time fee of $675 on first mortgage
Funding amount available for 300 teachers, provided on a first come, first served basis.
Get started (HERE)
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