For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come.
Three Important Components of a Home Inspection
Dated: October 12 2020
There is no way to guarantee the value or condition of your new home if you do not have a qualified inspector conduct tests first to evaluate it. A home inspection is critical to identifying any structural issues that need to be fixed and should be covered by the seller before you proceed with the purchase.
Following are three important components of the home inspection that I want you to know.
1) Physical Evaluation – it is impossible to judge what kind of shape a home is truly in without having a licensed professional provide you with an unbiased opinion in the form of an inspection. Home inspectors can offer a comprehensive evaluation of the physical condition of the home covering the structure, construction and mechanical systems. They can also identify any items that should be repaired or replaced and estimate how long other major systems will last so you know exactly what you are getting yourself into before buying.
2) More than an Appraisal – A home appraisal is for a lender to estimate the value while an inspection is for a buyer to help obtain more detailed information and become as informed as possible prior to purchasing. A lender could actually tell you the value of the home without being as thorough as an inspector and therefore not give you a truly accurate valuation of the property. The lender’s job is to make sure the home is marketable and meets FHA minimum property standards and requirements. But the inspector’s top priority is protecting you.
3) Radon Gas Testing – The safety of you and your family is more important than anything, which is why radon gas testing must be done before buying a home. Both the United States Environmental Protection Agency and the Surgeon General of the United States highly recommend radon gas testing, and the sale of your home can wait until you get the results as long as it is mentioned in your contract. Keep in mind, you can test your home for radon either before signing your contract or afterwards with the stipulation that you must be satisfied with the results in order for the sale to become official, but that language must be included. Radon is colorless, odorless and tasteless, and almost one out of every 15 homes in the United States has elevated levels of the radioactive gas. Do not risk the health of your loved ones when it can lead to lung cancer and even death. Get your home tested for radon by calling your state office today.
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