Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the
Your Mortgage Application CHECKLIST
Dated: May 15 2020
Views: 122
CHECKLIST Your Mortgage Application
Every lender requires documents as part of the process of approving a mortgage loan.
Here are documents you’re generally required to provide..
• W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person signing the loan.
• At least one pay stub for each person signing the loan.
• Account numbers of all your credit cards and the amounts for any outstanding balances.
• Two to four months of bank or credit union statements for both checking and savings accounts.
• Lender, loan number, and amount owed on installment loans, such as student loans and car loans.
• Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
• Brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
• Your most recent 401(k) or other retirement account statement.
• Documentation to verify additional income, such as child support or a pension.
Kenneth Manesse
Helping you experience something new in Las Vegas that's guaranteed. Real Estate with less stress!....
Latest Blog Posts
The total number of existing local homes, condos, town homes and other residential properties sold in Southern Nevada during 2021 was 50,010, according to lasvegasrealtor.com That was the first time
Experts agree that the Las Vegas real estate housing market will continue to favor sellers for some time, possibly for years, but with slower growth in home prices and decelerating inflation. The
With growing demand for home remodeling and construction material shortages, budgeting accordingly for house projects has been unpredictable. Many homeowners may be getting sticker-shocked at how
The data relating to real estate for sale on this web site comes in part from the INTERNET DATA EXCHANGE Program of the Greater Las Vegas Association of REALTORS® MLS. Real estate listings held by brokerage firms other than this site-owner are marked with the IDX logo. The information being provided is for the consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
