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Your Mortgage Application CHECKLIST
Dated: 05/15/2020
Views: 33
CHECKLIST Your Mortgage Application
Every lender requires documents as part of the process of approving a mortgage loan.
Here are documents you’re generally required to provide..
• W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person signing the loan.
• At least one pay stub for each person signing the loan.
• Account numbers of all your credit cards and the amounts for any outstanding balances.
• Two to four months of bank or credit union statements for both checking and savings accounts.
• Lender, loan number, and amount owed on installment loans, such as student loans and car loans.
• Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
• Brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
• Your most recent 401(k) or other retirement account statement.
• Documentation to verify additional income, such as child support or a pension.
Kenneth Manesse
Helping you experience something new in Las Vegas that's guaranteed. Real Estate with less stress!....
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The data relating to real estate for sale on this web site comes in part from the INTERNET DATA EXCHANGE Program of the Greater Las Vegas Association of REALTORS® MLS. Real estate listings held by brokerage firms other than this site-owner are marked with the IDX logo. The information being provided is for the consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
